Age and Risk Based Target-Date Models
For those who want to "keep it simple" and elect to have their money managed based upon a timeline by a third party can use the PortfolioXpress 'auto-pilot' option. The PortfolioXpress service offered by Transamerica (formerly Diversified) provides an automatic investment mix using the core funds available in your Plan, based on the retirement year you select, and the level of risk you are comfortable with. The investment mix gets more conservative as you approach your selected retirement date.
Core Fund Line-Up
Seventeen (17) core funds are available under the Plan consisting of actively managed Mutual Funds from several Mutual Fund companies, low-cost Index Funds, and Socially Responsible Funds
Self-Directed Brokerage Account
A separate self-directed brokerage window is available for those employees who are savy investors and wish to invest in funds of their choice outside of the Core Fund Line-Up.