Human Resources

2018 Benefit Rates

Woods Hole Oceanographic Institution
Benefits Rate Sheet
Effective 1/1/2018
26 Pay Periods

Medical

Blue Care Elect Saver (with HSA)

Total Cost

Employee Share

Employee Only

$324.40

$81.10

Employee & Child(ren)

$616.37

$154.09

Employee & Spouse/Domestic Partner

$707.20

$176.80

Employee & Family

$1,005.64

$251.41

Blue Care Elect Deductible (with HRA)

Total Cost

Employee Share

Employee Only

$305.66

$76.42

Employee & Child(ren)

$580.76

$145.19

Employee & Spouse/Domestic Partner

$666.35

$166.59

Employee & Family

$947.56

$236.89

Advantage Blue (Low Deductible Plan)

Total Cost

Employee Share

Employee Only

$351.23

$140.49

Employee & Child(ren)

$667.33

$266.93

Employee & Spouse/Domestic Partner

$765.67

$306.27

Employee & Family

$1,088.80

$435.52

Dental - Delta Dental of MA

Total Cost

Employee Share

Employee Only

$21.73

$5.43

Employee & Child(ren)

$41.29

$10.32

Employee & Spouse/Domestic Partner

$47.37

$11.84

Employee & Family

$67.37

$16.84

 

Vision - EyeMed

Total Cost

Employee Share

Employee Only

$2.95

$2.95

Employee & Child(ren)

$5.89

$5.89

Employee & Spouse/Domestic Partner

$5.60

$5.60

Employee & Family

$8.66

$8.66

 

Supplemental Life & AD&D** - Employee & Spouse

Age Bracket

Biweekly Rate Per $1,000 Coverage

<25

$0.049

25-29

$0.049

30-34

$0.054

35-39

$0.077

40-44

$0.114

45-49

$0.174

50-54

$0.257

55-59

$0.437

60-64

$0.497

65-69

$0.774

70-74

$1.351

75+

$2.297

 

Child Life

Option

Per Pay Period Cost

$5,000

$0.56

$10,000

$1.16

 

Supplemental Life & AD&D Maximums

Employee
  • The lesser of 4x annual salary or $500,000.
  • Guaranteed coverage is the lesser of 3x annual salary or $250,000.
  • Benefits are reduced beginning at age 65.
Spouse
  • Coverage up to age 70. 
  • Units of $10,000 to a max of $250,000.
  • Guaranteed coverage amount is $30,000.  
Child
  • Coverage for up to age 26.

**These costs subject to change with changes in age and/or salary.

Last updated: November 13, 2017