There are many advantages to using a Delta Dental participating dentist:
- Your participating dentist will process all claims for you.
- Your participating dentist has agreed to a maximum benefit allowance for every procedure. For example, if your dentist would normally have billed $65 for a cleaning, and Deltal Dental pays only $50, your dentist would accept the $50 as payment in full, and would not balance bill you for any additional amount.
If your dentist is in Massachusetts and is a non-participating dentist, he or she can balance bill you the difference between Delta Dental's payment and his or her charge for the service provided, since he or she has not agreed to any reduced fees
If your dentist is outside of Massachusetts, you will be subject to balance billing. Delta Dental will base its reimbursement to dentists on the usual and customary charges for their services.
Your dental benefits include four types of services — diagnostic and preventive, basic restorative, major restorative and child orthodontia. To encourage routine, preventive care, the Delta Dental Plan covers preventive services at 100%. For more information on the coverage level for each type of service, please refer to your Delta Dental Subscriber summary of benefits.