Over-the-Side (OTS) insurance will provide you with an insurance endorsement to WHOI's OTS insurance policy for equipment used in the field during at sea expeditions. Coverage includes both while on deck and over the side. You will want to include all days at sea in the project start/end dates because transit coverage ends when the equipment is loaded onto the deck of the vessel and does not resume until it is offloaded from the vessel at the end of the cruise.
All OTS endorsements are subject to a premium rate of $2.93 per $100 of valuation per annum, prorated to the number of days requested. A $1,000 minimum charge applies. The deductible is 20% of declared values per occurrence with a $50,000 minimum and $500,000 maximum.
To request a quote or over the side insurance see the Over the Side Request Page.
See the Over the Side Insurance FAQ's for answers to frequently asked questions.
If your equipment is in regular use throughout the year, you can add it to the Schedule of Equipment for the same rate of $2.93 per $100 of valuation per annum. The deductible is 20% of declared values per occurrence with a $50,000 minimum and $500,000 maximum. Please contact the Risk Management Coordinator for details and to schedule equipment. Please note: scheduled equipment is no longer automatically covered for transit. To obtain cover for transit, submit a shipping request with values, as you would for any other shipment.
Last updated: December 31, 2013