Insurance & Risk Management

Insurance Coverage Carried by the Institution

Type of Policy Description Contact
Business Auto Liability and damages for WHOI fleet; liability for rental cars and employee cars used on Institution business; limited damage on hired cars Risk Mgt. Coord.
x3517
Business Travel Accident Coverage for the business traveler
Travel Accident Assistance
ID Theft Assistance
Risk Mgt. Coord.
x3517
Non-owned Aircraft Liability, bodily injury and property damage w/limits, medical expense w/per person and per occurrence limit. Note: Please notify HR before hiring a plane or other aircraft! Risk Mgt. Coord.
x3517
Foreign Package Provides liability coverage for auto rentals in foreign countries, worker's compensation for incidents in foreign countries, general international liability
International Assistance
Risk Mgt. Coord.
x3517
Hull and P&I, Maritime Liability
Coverage for ships and marine crew and charters Port Office
x2624
Risk Mgt. Coord.
x3517
Over the Side
Coverage for scheduled and ocean going equipment. Includes Over-the-Side Coverage for equipment and mooring deployments at sea. For high value equipment or vehicles deployed on a predetermined schedule, ask about the equipment floater. Risk Mgt. Coord.
x3517
Importer's Broker's Bond Allows WHOI to import goods into the U.S. Risk Mgt. Coord.
x3517
International Carrier's Bond Allows WHOI to dock its ships in the U.S. Risk Mgt. Coord.
x3517
General Liability Part of the marine liability policy and includes domestic general liability and marine general liability and covers injury and property damage to third parties Risk Mgt. Coord.
x3517
Ocean Cargo Includes coverage for marine and inland equipment transport, hand carried scientific equipment, laptops being transported and interim warehousing. Risk Mgt. Coord.
x3517
Distribution
x2412
Property Coverage for real and personal property (buildings and contents), electronic data processing equipment, inland marine (piers, docks and wharves), contractors' equipment Risk Mgt. Coord.
x3517
Water Quality Coverage in the event of an oil or hazardous substance spill from scheduled vessels. Port Office
x2624
Workers's Compensation Covers job related injuries. Covers medical expenses and lost wages resulting from a job related injury or illness. Risk Mgt. Coord.
x3517
HR x2253

Last updated: December 23, 2013