Insurance & Risk Management

Certificates of Insurance

A certificate of insurance is provided by the Institution's insurance broker for any employee who is required to show proof of the Institution's insurance coverage. Contact the Risk Management Coordinator at ext. 3517 to obtain a copy.

It is the practice of the Institution to require that all companies performing work for the Institution provide the Institution with certificates of insurance. The certificates of insurance will provide WHOI assurance that the company has the following minimum amounts and types of insurance in effect:

Workers Compensation
$100,000 Bodily injury by accident
$100,000 Bodily injury by disease
$500,000 Bodily injury by disease per policy limit

Comprehensive General Liability
$1,000,000 per occurrence/$2,000,000 aggregate

Auto Liability
$1,000,000 per occurrence, combined single limit, bodily injury and property damage

Note: Additional insurance coverage may be required in specific instances.

The certificates of insurance shall also provide WHOI with: policy effective date, policy expiration date, policy number, companies affording insurance, producer, insured, certificate holder (Woods Hole Oceanographic Institution), and assurance that notice to WHOI will be given if insurance is cancelled before the expiration date. The certificate should also name WHOI as additional insured with a waiver of subrogation.

Exceptions to the practice will not be made unless circumstances exist that warrant alternative consideration. In such cases the company or person unable to obtain proper amounts of insurance may be required to sign and agree to hold WHOI harmless for any potential or realized liability.

Questions may be directed to the Risk Management Coordinator at 508-289-3517.

Last updated: January 10, 2014