Human Resources


WHOI's 403(b) Plan is now at Principal!

Transition to Principal Complete!

Effective June 1, 2017 our 403(b) Defined Contribution Plan has a new record-keeper, Principal.  A Record-keeper is the entity responsible for maintaining participant data, contributions and investment options and for supporting the Plan Sponsor (WHOI) to meet regulatory requirements and filings.

We’re happy to share that the transition of the WHOI Defined Contribution 403(b) Retirement Plan to Principal is completed and the blackout period has ended! Now you can access your account and investments online with

Get a jumpstart on retirement planning by logging in to your account and attending a one-on-one meeting. Sign up now here to schedule an appointment, if you haven’t already!

Don’t forget to designate your beneficiary.

Now that the transition of the retirement plan is complete, you have full access to retirement planning resources from Principal®. Log in to your account at to check your account balance, make any necessary updates, including changes to your contributions and investment options, further personalize your Retirement Wellness Score using the Retirement Wellness Planner, and check out other interactive online resources. Please note the transition website and hotline established temporarily to provide you with information and resources during the transition period is no longer available.

Need help logging in? Visit and select Personal from the Log In dropdown menu.

Click on the Register Now link and follow the prompts to complete the registration process.

Questions? Call 800-547-7754. Retirement specialists are available Monday-Friday from 8 a.m. to 10 p.m. ET.

Principal One-on-One Scheduler

Schedule a One-on-One Today!

We’re excited you’re serious about planning for your future.  Principal will be onsite at Nobska each month for Retire Secure 1 on 1 education meetings.  To schedule a 1 on 1, please click here.

If you need to reschedule, make a change, or cancel your appointment, reply to the reminder email, or send an email to  Please be sure to include your name, date and time of your appointment, and a Principal representative will be in touch with you directly.

If you prefer, you may also schedule a time for a telephonic 1 on 1 session.  To do so, call 1-800-243-4380 ext. 2442 to either schedule a future dated session or complete your 1 on 1 in real timeYou are also able to schedule a future dated telephonic 1 on 1 by clicking here:

Once you have signed up, please take a moment to make sure this meeting is as helpful as it can be. These details are important so the Principal Retire Secure retirement professional can help you make a clearer and more realistic plan for retirement.

Before your meeting, consider the following steps to help you prepare. If you don’t have all of this information that’s OK too.  You'll still have plenty to discuss with Principal  

  1. Set up a username and password at
  2. So that your retirement professional will then be able to personalize your discussion to your needs, fill out the worksheet on the back of the Principal One on One Prep Guide
  3. Gather these financial records and bring them with you to your appointment:
• Salary or pay stub info
• Retirement plan statements from previous employers
• IRA or other savings account statements
• Social Security statements from
• Individual insurance policies
• Your spouse’s retirement account statements
• Estimated rate of return on outside investments

Need help logging in? Visit and select Personal from the Log In dropdown menu or review the Principal Account Access Guide.  Click on the Register Now link and follow the prompts to complete the registration process.  

If you need help or have questions, contact Principal directly at 800-547-7754 Monday-Friday from 8 a.m. to 10 p.m. ET.

Last updated: July 11, 2018