Human Resources


The Retirement Plan for Employees of the Woods Hole Oceanographic Institution (DB Plan) is designed to provide eligible plan members and their beneficiaries with a valuable source of retirement income and certain other benefits. Together with Social Security, 403(b) savings, and a member's personal savings, the retirement plan will help a member to build a financially secure future.

Defined Contribution 403(b) Plan

WHOI offers a Defined Contribution 403(b) retirement savings plan. The Defined Contribution 403 plan is a tax-defered 403(b) plan which allows for employees to contribute a percentage (%) of their eligible earnings each pay period on a pre-tax or post-tax basis into the investment options in the Plan that they choose to invest in.

Defined Benefit Plan

As of January 1, 2010, the Defined Benefit Plan is closed to new participants. As of January 1, 2011, the Defined Benefit Plan will be placed under a soft-freeze for current participants, with all retirement benefits being earned under the new Defined Contribution Retirement Plan.

Current Retiree Benefits

A description of benefits and resources for WHOI Retirees.