2007 RATES FOR MEDICAL, DENTAL, LIFE AND AD&D INSURANCE

The amounts below are effective December 24, 2006, the first pay-period of 2007, and are based on pay-period contributions.
These amounts are deducted from 24 of 26 pay periods.

MEDICAL

HMO New England Enhanced Value
Total Cost
WHOI Share
Employee Share
Individual Coverage
$201.14
$120.68
$80.45
Employee + Child(ren)
$362.05
$217.23
$144.82
Employee + Spouse
$402.23
$241.34
$160.89
Employee + Spouse, Child(ren)
$569.76
$341.86
$227.90
Access Blue Enhanced Value
Total Cost
WHOI Share
Employee Share
Individual Coverage
$212.52
$120.68
$91.83
Employee + Child(ren)
$382.53
$217.23
$165.30
Employee + Spouse
$424.98
$241.34
$183.65
Employee + Spouse, Child(ren)
$602.04
$341.86
$260.18
PPO Enhanced Value
Total Cost
WHOI Share
Employee Share
Individual Coverage
$318.32
$120.68
$197.64
Employee + Child(ren)
$573.01
$217.23
$355.78
Employee + Spouse
$636.59
$241.34
$395.26
Employee + Spouse, Child(ren)
$901.82
$341.86
$559.96

DENTAL

 
Employee
Employee plus Family*
Dental
Total 
Cost
WHOI Share
Employee
Share
Total
Cost
WHOI Share
Employee
Share
Delta Dental Plan
$16.63 
$16.63
$ 0.00
$49.57
$16.63
$32.94

Employees pay the full cost for supplemental life, dependent life and AD&D coverage. The following rates are based on pay period contributions.

Supplemental Life Insurance
Age of Employee
Employee Share
(Per $1,000)
Dependent Life Insurance
Age of Spouse*
Employee Share(Per $1,000)
Under 30
$ .040
Under 30
$ .040
30 - 34
$ .045
30 - 34
$ .045
35 - 39
$ .070
35 - 39
$ .070
40 - 44
$ .110
40 - 44
$ .110
45 - 49
$ .175
45 - 49
$ .175
50 - 54
$ .265
50 - 54
$ .265
55 - 59
$ .460
55 - 59
$ .460
60 - 64
$ .525
60 - 64
$ .525
65 - 69
$ .825
65 - 69
$ .825
70 - 74
$ 1.450
70 - 74
$1.450
75 and over
$ 2.475
75 and over
$ 2.475

Dependent Life Insurance
Child(ren) Coverage
Employee Share
$ 2,000 per family
$ .11
$ 5,000 per family
  $ .255

AD&D Insurance
Employee Share
(Per $10,000) 
Individual $ .135
Family $ .210