 |
2006 RATES FOR MEDICAL, DENTAL, LIFE AND AD&D INSURANCE
The amounts below are effective December 25, 2005, the first pay-period of 2006, and are based on pay-period contributions.
These amounts are deducted from 24 of 26 pay periods.
MEDICAL
| HMO New England Enhanced Value |
Total Cost |
WHOI Share |
Employee Share |
Credit Amount if Personal Health Assessment Completed |
| Individual Coverage |
$203.54 |
$122.12 |
$81.41 |
$9.17 |
| Employee + Child(ren) |
$366.37 |
$219.82 |
$146.55 |
$16.52 |
| Employee + Spouse |
$407.03 |
$244.22 |
$162.81 |
$18.35 |
| Employee + Spouse, Child(ren) |
$576.56 |
$345.93 |
$230.62 |
$25.99 |
| Access Blue Enhanced Value |
Total Cost |
WHOI Share |
Employee Share |
Credit Amount if Personal Health Assessment Completed |
| Individual Coverage |
$206.58 |
$122.12 |
$84.46 |
$9.51 |
| Employee + Child(ren) |
$371.85 |
$219.82 |
$152.03 |
$17.13 |
| Employee + Spouse |
$413.12 |
$244.22 |
$168.91 |
$19.04 |
| Employee + Spouse, Child(ren) |
$585.25 |
$345.93 |
$239.31 |
$26.97 |
| PPO Enhanced Value |
Total Cost |
WHOI Share |
Employee Share |
Credit Amount if Personal Health Assessment Completed |
| Individual Coverage |
$311.04 |
$122.12 |
$188.92 |
$21.29 |
| Employee + Child(ren) |
$559.89 |
$219.82 |
$340.07 |
$38.32 |
| Employee + Spouse |
$622.03 |
$244.22 |
$377.81 |
$42.58 |
| Employee + Spouse, Child(ren) |
$881.18 |
$345.93* |
$535.24* |
$60.31 |
*Please note: Rate was corrected effective 11/3/05
DENTAL
|
|
Employee
|
Employee plus Family*
|
|
Dental
|
Total
Cost
|
WHOI Share |
Employee
Share
|
Total
Cost
|
WHOI Share
|
Employee
Share
|
|
Delta Dental Plan
|
$16.63
|
$16.63
|
$ 0.00
|
$49.57
|
$16.63
|
$32.94
|
Employees pay the full cost for supplemental life, dependent life and AD&D coverage. The following rates are based on pay period contributions.
Supplemental Life Insurance
Age of Employee
|
Employee Share
(Per $1,000)
|
Dependent Life Insurance
Age of Spouse*
|
Employee Share(Per $1,000)
|
|
Under 30 |
$ .040
|
Under 30
|
$ .040
|
|
30 - 34
|
$ .045
|
30 - 34
|
$ .045
|
|
35 - 39
|
$ .070
|
35 - 39
|
$ .070
|
|
40 - 44
|
$ .110
|
40 - 44
|
$ .110
|
|
45 - 49
|
$ .175
|
45 - 49
|
$ .175
|
|
50 - 54
|
$ .265
|
50 - 54
|
$ .265
|
|
55 - 59
|
$ .460
|
55 - 59
|
$ .460
|
|
60 - 64
|
$ .525
|
60 - 64
|
$ .525
|
|
65 - 69
|
$ .825
|
65 - 69
|
$ .825
|
|
70 - 74
|
$ 1.450
|
70 - 74
|
$1.450
|
|
75 and over
|
$ 2.475
|
75 and over
|
$ 2.475
|
Dependent Life Insurance
Child(ren) Coverage
|
Employee Share
|
|
$ 2,000 per family
|
$ .11 |
|
$ 5,000 per family
|
$ .255 |
|
AD&D Insurance |
Employee Share
(Per $10,000)
|
| Individual |
$ .135 |
| Family |
$ .210 |
|
