2010 Rates |
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Announcing favorable rates for 2010 plus a new High Deductible Health Plan:
- WHOI will contribute 75% of the premium for the High Deductible Health Plan
- No increase to employee cost for HMO coverage
- Decrease in rates for both Access Blue and PPO Out-of-State plans
- Eliminating PPO plan for in-state employees
The amounts below are effective December 20, 2009, the first pay-period of 2010, and are based on pay-period contributions.
These amounts are deducted from 24 of 26 pay periods.
Medical Insurance
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HDHP with HRA (new for 1/1/2010)
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Total Cost
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Employee Share
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Individual Coverage
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$213.43
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$53.36
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Employee + Child(ren)
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$384.17
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$96.05
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Employee + Spouse or Domestic Partner
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$426.86
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$106.72
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Employee + Spouse + Child(ren)
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$604.64
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$151.16
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HMO New England
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Individual Coverage
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$251.39
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$96.89
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Employee + Child(ren)
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$452.50
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$174.41
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Employee + Spouse or Domestic Partner
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$502.78
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$193.76
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Employee + Spouse + Child(ren)
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$712.18
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$274.47
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Access Blue
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Individual Coverage
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$253.93
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$103.10
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Employee + Child(ren)
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$457.07
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$185.58
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Employee + Spouse or Domestic Partner
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$507.86
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$206.19
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Employee + Spouse + Child(ren)
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$719.38
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$292.07
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PPO (Out-of-State Only)
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Individual Coverage
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$279.32
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$128.49
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Employee + Child(ren)
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$502.78
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$231.28
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Employee + Spouse or Domestic Partner
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$558.64
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$256.98
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Employee + Spouse + Child(ren)
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$791.31
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$364.00
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Dental Insurance
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Employee
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Total Cost
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Employee Share
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$18.79
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--
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Employee plus Family
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Total Cost
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Employee Share
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$56.00
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$37.21
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Supplemental, Dependent and Child Life Insurance
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Supplemental Life & Dependent Life
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| Age of Employee or Spouse |
Employee Share
(Per $1,000) |
Age of Employee or Spouse |
Employee Share
(Per $1,000) |
| Under 30 |
$ .040 |
55 - 59 |
$ .460 |
| 30 - 34 |
$ .045 |
60 - 64 |
$ .525 |
| 35 - 39 |
$ .070 |
65 - 69 |
$ .825 |
| 40 - 44 |
$ .110 |
70 - 74 |
$1.450 |
| 45 - 49 |
$ .175 |
75 and over |
$2.475 |
| 50 - 54 |
$ .265 |
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| Child Life Insurance |
Employee Share
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| $ 2,000 per family |
$ .11
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| $ 5,000 per family |
$ .255
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AD&D Insurance
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Employee Share (Per $10,000)
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| Individual |
$ .135
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| Family |
$ .210
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| For Employees Age 70+ |
(see policy for add'l age-banded rates) |
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Open Enrollment
