Please note: You are viewing the unstyled version of this website. Either your browser does not support CSS (cascading style sheets) or it has been disabled. Skip navigation.

Age and Risk Based Target-Date Models

  Email    Print  PDF  Change text to small (default) Change text to medium Change text to large

Related Files

» QDIA Disclosure Notice

This Notice explains your rights and obligations regarding the Plan's Qualified Default Investment Alternative (QDIA) for automatic investment of your contributions into the Defined Contribution Retirement Plan (DC Plan).


PortfolioXpress service through Diversified

For those who want to "keep it simple" and elect to have their money managed by a third party can use the PortfolioXpress service offered by Transamerica (formerly Diversified). PortfolioXpress provides an automatic investment mix using the core funds in the DC Plan, based on the retirement year you select, and the level of risk you are comfortable with. The risk tolerance under PortfolioXpress is automatically defaulted to a 'moderate' level but can be adjusted anytime to a conservatiove or aggressive approach.

PortfolioXpress is also used as the Plan's Qualified Default Investment Alternative (QDIA) for those employees who do not make any investment elections of their own. This means, all contributions, including employee and employer (if applicable), will automatically be invested into PortfolioXpress using the moderate risk approach.

An employee can opt in or out of this service at anytime. It is important to note, however, that subscribing and unsubscribing to PortfolioXpress over a short period of time could result in potential short-term trading fees. For more information on fund restrictions and fees, please refer to the 'Fund Restrictions and Fees' page.



Last updated: October 3, 2014
 


whoi logo

Copyright ©2008 Woods Hole Oceanographic Institution, All Rights Reserved, Privacy Policy.
Problems or questions about the site, please contact webdev@whoi.edu
Contact Us | Site Map | WHOI.edu External | WHOI.edu Internal
WHOI Facebook WHOI You TubeWHOI TwitterRead our BlogsWHOI RSS feeds